Financial Tools

SIP & Lumpsum Calculator

Plan your financial future. Use our calculator to see how disciplined investing and the power of compounding can grow your wealth over time.

Investment Calculator

Monthly Investment

₹

Initial Lumpsum (Optional)

₹

Expected Return Rate (p.a)

Time Period

Annual Step Up

Adjust for Inflation

Projected Wealth

Total Value

Invested Amount

₹19,12,491

Est. Returns

₹14,61,835

Total Value (Nominal)₹33,74,326

Year-by-Year Growth Projection

A detailed breakdown of how your investment compounds over time.

Year	Monthly SIP	Yearly Invested	Total Invested	Est. Returns	Total Corpus
1	₹10,000	₹1,20,000	₹1,20,000	₹8,093	₹1,28,093
2	₹11,000	₹1,32,000	₹2,52,000	₹33,241	₹2,85,241
3	₹12,100	₹1,45,200	₹3,97,200	₹79,210	₹4,76,410
4	₹13,310	₹1,59,720	₹5,56,920	₹1,50,403	₹7,07,323
5	₹14,641	₹1,75,692	₹7,32,612	₹2,51,958	₹9,84,570
6	₹16,105	₹1,93,261	₹9,25,873	₹3,89,861	₹13,15,734
7	₹17,716	₹2,12,587	₹11,38,461	₹5,71,067	₹17,09,527
8	₹19,487	₹2,33,846	₹13,72,307	₹8,03,649	₹21,75,956
9	₹21,436	₹2,57,231	₹16,29,537	₹10,96,963	₹27,26,501
10	₹23,579	₹2,82,954	₹19,12,491	₹14,61,835	₹33,74,326

Why SIP?

Systematic Investment Plans (SIP) help you build wealth by investing a fixed amount regularly. It averages out market volatility and instills financial discipline.

Read about SIP Discipline

Lumpsum Strategy

Lumpsum investments are ideal when you have surplus cash from a bonus or asset sale. Time in the market is more critical than timing the market for lumpsum.